Protection Policies are used to provide financial support for your
family, income, business and property when needed the most.
There are many ways a family, business or individual can protect
themselves. M3 can help you choose from the large range of
products available ensuring that it is the most appropriate
policy for your circumstances and budget
Term Assurance
family, income, business and property when needed the most.
There are many ways a family, business or individual can protect
themselves. M3 can help you choose from the large range of
products available ensuring that it is the most appropriate
policy for your circumstances and budget
Term Assurance
- Life assurance giving protection for a specific amount of time (the 'term').
- Insurance that pays a lump sum if you're diagnosed with a specified critical
illness covered by your policy.
- Insurance that pays you a monthly income if you're unable to work due to illness or injury, until you are able to return to work, or retirement, whichever is the sooner.
- Life insurance which has two roles: to protect you, and to act as an investment. These include Whole-of-Life insurance, With-profits bonds, Income and growth bonds, Endowment policies and Maximum Investment plans.
- Pays out a regular amount (repayments of a loan, although some cover bills as well)
for a limited time – a year, say – if you can't work for health reasons or redundancy.
- Insurance that pays for you to receive private medical treatment.
- Pays the cost of repairing or rebuilding your home if it is damaged by unforeseen
events (as detailed in the insurance policy).
- Covers the cost of replacing possessions lost or damaged due to unforeseen events (as detailed in the insurance policy).